<?xml version="1.0"?>
<metadata xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dc="http://purl.org/dc/elements/1.1/"><dc:title>Vpliv digitalizacije pri sklepanju zavarovanj</dc:title><dc:creator>Gorenc,	Luka	(Avtor)
	</dc:creator><dc:creator>Dobrovoljc,	Andrej	(Mentor)
	</dc:creator><dc:subject>digitalizacija</dc:subject><dc:subject>zavarovalništvo</dc:subject><dc:subject>zavarovalni agenti</dc:subject><dc:subject>digitalna orodja</dc:subject><dc:subject>InsurTech</dc:subject><dc:subject>učinkovitost dela</dc:subject><dc:subject>digitalna transformacija</dc:subject><dc:subject>diplomske naloge</dc:subject><dc:publisher>L. Gorenc</dc:publisher><dc:date>2026</dc:date><dc:date>2026-07-14 15:10:32</dc:date><dc:type>Diplomsko delo/naloga</dc:type><dc:identifier>14246</dc:identifier><dc:identifier>UDK: 347.764:004</dc:identifier><dc:identifier>COBISS_ID: 284777219</dc:identifier><dc:language>sl</dc:language></metadata>
