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Title:Pravne posledice postopka insolventnosti na različno zavarovane terjatve dobavitelja : magistrsko delo
Authors:ID Pezdevšek, Urša (Author)
ID Puharič, Krešimir (Mentor) More about this mentor... New window
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Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:EVRO-PF - Nova Univerza - European Faculty of Law
Abstract:Tema magistrskega dela je predstavitev različnih instrumentov zavarovanja terjatev in pravne posledice v primeru uvedbe postopka insolvenčnosti oz. kakšni so v primeru insolvenčnosti dolžnika, učinki instrumentov zavarovanja, za katere se v okviru poslovanja odločamo. Odgovornost vsakega podjetja je, da se pred sklenitvijo posla pozanima o sopogodbenikih, izdela poslovni načrt poslovanja, poseže po bonitetnih ocenah, ki jih lahko pridobi, izdela finančni načrt in si priskrbi ustrezen instrument zavarovanja terjatev. Spremljanje likvidnosti kupcev in upravljanje s terjatvami je bistveno za uspešno poslovanje. Z razvojem prava so se razvili tudi različni stvarnopravni ali osebni instrumenti zavarovanja terjatev in v drugem poglavju magistrskega dela sem podrobno predstavila hipoteko, zastavno pravico, izvršnico, menico, pridržek lastninske pravice, bančno garancijo, poroštvo, zavarovalno pogodbo, cesijo, faktoring, forfaiting, asignacijo in patronatsko izjavo. Razjasnila sem posamezne pojme instrumentov zavarovanj terjatev, poudarila njihove prednosti in slabosti ter njihovo pravno podlago. V naslednjem, tretjem poglavju, so na kratko predstavljeni postopki insolvenčnosti, ki so bistveni za razumevanje in ukrepanje v položajih,ko je instrumente zavarovanja potrebno predati v plačilo oz. unovčenje, hkrati pa sem v četrtem poglavju pojasnila, kako pripraviti učinkovit načrt poslovanja in posledično pravilno izbrati instrument za zavarovanje terjatve, preden sklenemo posel.Vse instrumente zavarovanja sem povezala s posledicami, s katerimi se upnik na podlagi izbranih instrumentov sooča, v primerih, ko dolžnik postane plačilno nesposoben in se posledično znajde v insolvenčnem postopku - prisilni poravnavi ali stečaju. Med izdelavo magistrskega dela sem potrdila hipotezo, da posledice finančnega zavarovanja terjatve pridobijo pomembno vlogo že pred uvedbo insolvenčnega postopka, prav tako sem potrdila drugo hipotezo, da neustrezna izbira instrumenta zavarovanja terjatve vpliva na dobaviteljevo nadaljnje poslovanje. Potrjena pa je tudi zadnja, tretja hipoteza,in sicer, da ima izbira ustreznega zavarovanja pozitiven vpliv na poplačilo dolžnikove oz. kupčeve obveznosti.
Keywords:hipoteka, zastavna pravica, izvršnica, menica, pridržek lastninske pravice, bančna garancija, poroštvo, patronatske izjave, insolvenčni postopki
Place of publishing:Ljubljana
Place of performance:Ljubljana
Publisher:[U. Pezdevšek]
Year of publishing:2018
Year of performance:2018
Number of pages:VIII, 103 str.
PID:20.500.12556/ReVIS-3862 New window
COBISS.SI-ID:2053124278 New window
UDC:347.427
Note:Mag. delo 2. stopnje bolonjskega študija;
Publication date in ReVIS:13.07.2018
Views:4506
Downloads:96
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Secondary language

Language:Slovenian
Abstract:The main topic of my master's thesis is the presentation of various instruments of insurance receivables and legal consequences in case of the insolvency process. My mission was to see the effects of the insurance instruments that we decided to use during the course of our business. The responsibility of each company and each director is to make inquiries about counterparty before entering the business. It is necessary to draw up a business plan and to provide an appropriate instrument for securing claims. Monitoring customer liquidity and managing receivables are the essentials for the successful business. By developing the law and also the instruments of insurance of payments were developed and in the second chapter of my master's thesis I've presented the mortgage, lien, executive, forfaiting, assignation, bank guarantee, Letter of Comfort and some others insurance instruments. I have clarified individual concepts of collateral instruments, highlighted their strengths, their weakness, and their legal basis. In third chapter, I presented the insolvency procedures such as bankruptcy and compulsory settlement, which are by my opinion essential for understanding and acting in situations, when you have to insure your company to get paid and to handover in payment the insurance instruments. At the same time, I also highlighted how to prepare an effective business plan and how to select the right instrument to secure our business and our receivables. All described insurance instruments I have connected with the consequences that the creditor faces based on their selection of insurance instruments if the debtor becomes insolvent and find himself in insolvency proceedings - compulsory settlement or bankruptcy. I confirmed all three of my hypothesis: 1. The consequences of financial collateral are gaining an important role before the debtor's insolvency proceedings. 2. The inadequate choice of a collateral instrument affects the supplier's further business. 3. The choice of an appropriate collateral instrument has a positive impact on the repayment of liabilities.
Keywords:Insolventnost


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