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Title:Življenje zavarovanja s pravnimi vidiki : magistrsko delo
Authors:ID Dražetić, Ljubica (Author)
ID Ahlin Doljak, Sara (Mentor) More about this mentor... New window
Files:.pdf RAZ_Drazetic_Ljubica_i2018.pdf (1,33 MB)
MD5: ECA61153A7A94F9FCEDFE0E24E767617
 
Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:EVRO-PF - Nova Univerza - European Faculty of Law
Abstract:Življenjska zavarovanja so pomembna oblika zavarovanja v Sloveniji. Življenjsko zavarovanje je dolgoročno zavarovanje, ki vključuje zavarovanje in varčevanje. Namen magistrskega dela je raziskati trenutno stanje življenjskih zavarovanj v Sloveniji. Preverili bomo, kakšna življenjska zavarovanja lahko sklenemo ter v kateri situaciji potrebujemo določeno zavarovanje. Na našem trgu je veliko različnih oblik in ponudb življenjskih zavarovanj, zato nam predstavlja težavo izbira primernega življenjskega zavarovanja. Tudi poznavanje in razumevanje življenjskih zavarovanj je za nas potrošnike problematično, zato smo mnogokrat mnenja, da nas zavarovalnica ali zavarovalni agent zavaja. V Sloveniji se dogaja, da imajo zavarovalci več enakih zavarovalnih polic ali pa zavarovalne police, ki jim sploh ne potrebujemo, želenega in potrebnega kritja pa ne razumemo ali pa ga sploh nimamo. Za varovanje zavarovalcev poskuša s svojimi prisilnimi določbami zakonodajalec varovati zavarovanca. V magistrskem delu bomo raziskali, ali je to varovanje za zavarovalce zadostno, kaj bi bilo treba spremeniti in kako izboljšati. Za boljše razumevanje in osveščanje zavarovalnih polic bomo preverili, katere določbe so navedene na polici, kakšne pravice oziroma ugodnosti nudi naša zavarovalna polica ter kaj lahko od nje pričakujemo. Raziskali bomo, kakšne kršitve se dogajajo na področju življenjskih zavarovanj ter kakšne sankcije sledijo. Pogledali bomo, na kakšen način lahko rešujejo zavarovalci spore z zavarovalnico. Na koncu bomo podali ugotovitve ter predloge za izboljšave.
Place of publishing:Ljubljana
Place of performance:Ljubljana
Publisher:[L. Dražetić]
Year of publishing:2018
Year of performance:2018
Number of pages:VIII, 98 str.
PID:20.500.12556/ReVIS-5524 New window
COBISS.SI-ID:2053289398 New window
UDC:368.91:340.134(043.2)
Note:Mag. delo 2. stopnje bolonjskega študija; Nasl. z nasl. zaslona; Opis vira z dne 06. 03. 2019;
Publication date in ReVIS:08.03.2019
Views:2528
Downloads:115
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Secondary language

Language:English
Abstract:Life insurance is an important form of insurance in Slovenia. Life insurance is a long-term insurance that includes insurance and savings. The purpose of the master's thesis is to investigate the current state of life insurance in Slovenia. We will check what life insurance can be concluded and in which situation we need a certain insurance. In our market is towing various forms and offers of life insurance, therefore, it is difficult for us to choose a suitable life insurance. Knowledge and understanding of life insurance is also problematic for consumers, so it is often considered that the insurance company or insurance agent is misleading us. In Slovenia, insurance policyholders have more equal insurance policies or insurance policies that we do not need at all; we do not understand the desired and necessary coverage, or do not even have it. In order to protect the policyholders, the legislator tries to protect the insured with its forced provisions. In the master's thesis, we will narrow down whether this protection for insurers is sufficient, what should be changed and how to improve it. In order to better understand and raise awareness of insurance policies, we will look at what provisions are listed on the policy, what kind of benefits or benefits our insurance policy offers and what can we expect from it. We will investigate what violations are taking place in the area of life insurance and what sanctions are being followed. We will look at how the insurers can deal with disputes with the insurance company. Finally, we will make findings and suggestions for improvements.
Keywords:Življenjsko zavarovanje


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