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Title:Analiza vplivnih dejavnikov na cene nepremičnin : magistrsko delo
Authors:ID Maučec, Niko (Author)
ID Fošner, Ajda (Mentor) More about this mentor... New window
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Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:EVRO-PF - Nova Univerza - European Faculty of Law
Abstract:Konec leta 2008 se je finančna kriza, ki jo je povzročil zlom nepremičninskega trga v ZDA, razširila po vsem svetu in v veliki meri vplivala na razvoj gospodarstva. Krizo je sprožil propad hipotekarnega trga posojil v ZDA, zlom pa je prizadel tudi evropske države, vključno z razvitimi državami, kot so Avstrija, Finska, Francija, Nemčija, Irska, Italija, Nizozemska, Španija, Švedska in Združeno kraljestvo. Tudi v Sloveniji smo krizo močno občutili. Finančna kriza je povzročila velik padec cen nepremičnin, nato pa je trajalo precej časa, da so se cene ustalile, šele zadnjih nekaj let pa spet opažamo njihovo rast. Na oblikovanje cen nepremičnin vplivajo različni dejavniki, ta analiza pa zajema BDP na prebivalca, obrestne mere in inflacijo. Ko so obrestne mere nizke, narašča zadolževanje, cene nepremičnin pa rastejo, kar bi lahko povzročilo nastanek novega mehurčka na nepremičninskem trgu. Splošno povišanje cen, ki je posledica inflacije, lahko vpliva tudi na cene nepremičnin, kar pomeni, da se cene po navadi zvišajo za določeno stopnjo inflacije. Vpliv omenjenih dejavnikov na cene nepremičnin je potrjen v nekaterih znanstvenih in strokovnih študijah, ki smo jih predstavili v magistrskem delu. V njem pa smo s pomočjo regresijskega modela dokazali statistično pomemben vpliv BDP na prebivalca ter obrestnih mer na oblikovanje cen nepremičnin. Statistično pomemben vpliv inflacije v raziskavi ni bil potrjen. Prav tako smo ugotovili, da je vpliv analiziranih dejavnikov na slovenskem trgu drugačen, kot je vpliv istih dejavnikov na evropskih nepremičninskih trgih. Zato ugotavljamo, da slovenski nepremičninski trg ni popolnoma primerljiv z razvitimi nepremičninskimi trgi.
Keywords:nepremičnine, oblikovanje cen, BDP na prebivalca, obrestne mere, inflacija
Place of publishing:Ljubljana
Place of performance:Ljubljana
Publisher:[N. Maučec]
Year of publishing:2021
Year of performance:2021
Number of pages:110 str.
PID:20.500.12556/ReVIS-8746 New window
COBISS.SI-ID:95689219 New window
UDC:332.2:338.5(043.2)
Note:Mag. delo 2. stopnje bolonjskega študija;
Publication date in ReVIS:24.03.2022
Views:1734
Downloads:0
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Secondary language

Language:English
Abstract:At the end of 2008, the financial crisis caused by the collapse of the US real estate market spread around the world and greatly affected the development of the economy. The crisis was triggered by the collapse of the US mortgage credit market. This breakdown has also affected other European countries, including developed countries such as Austria, Finland, France, Germany, Ireland, Italy, the Netherlands, Spain, Sweden and the United Kingdom. In Slovenia, we also strongly felt the crisis strongly. The financial crisis caused a large drop in real estate prices, and then it took quite some time for prices to stabilize, and it is only in the last few years that we have seen price growth again. Various factors influence the formation of real estate prices, and this analysis covers GDP per capita, interest rates and inflation. When interest rates are low, borrowing rises, real estate prices rise, which could lead to the emergence of a new bubble in the real estate market. The general increase in prices due to inflation may also affect real estate prices, ie. Prices tend to rise by a certain rate of inflation. The influence of these mentioned factors on real estate prices is confirmed in some scientific studies, which we presented in this master's thesis. In the master's thesis, we used a regression model to prove the statistically significant impact of GDP per capita and interest rates on real estate pricing. The statistically significant impact of inflation in the survey was not confirmed. We also found that the impact of the analyzed factors on the Slovenian market is different from the impact of these same factors on the European real estate markets. Therefore, we find that the Slovenian real estate market is not fully comparable with developed real estate markets.


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